Unfortunately the software API interface Privatbank makes it impossible to determine in advance which of the customer card for payments, and one just universal card, as well as a map for the payments imposed by the Commission on the transfer of funds in its favor, we just have to put the Commission Privatbank in exchange for this direction.
However, there are advantages. When you get the money to pay for the card, we have already paid the fee removal for you. Therefore, removal of an ATM takes no commissions (according to the tariffs Privat)
At the same time, if you use a universal card, the commission for the withdrawal from an ATM you have 1%, that is, twice more than the 0.5% commission if you use a card for payment.
Total rekomeduem we move on the cards for payments. At least until PrivatBank add the necessary algorithms to determine their additional fees.